Sundaram Financial Services Opportunities Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 5
Rating
Growth Option 13-03-2026
NAV ₹99.91(R) -2.0% ₹113.71(D) -2.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 11.44% 17.03% 12.77% 14.09% 15.46%
Direct 12.92% 18.62% 14.37% 15.56% 16.79%
Nifty Financial Services TRI 9.0% 13.67% 10.01% 11.92% 15.61%
SIP (XIRR) Regular -5.7% 7.39% 12.02% 14.16% 13.53%
Direct -4.41% 8.89% 13.64% 15.79% 14.99%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.09 0.61 0.9 2.9% -0.39
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.44% -13.42% -12.19% 1.02 8.68%
Fund AUM As on: 30/12/2025 1619 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Mirae Asset Banking and Financial Services Fund 3

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
Sundaram Financial Services Opportunities Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) 28.89
-0.5900
-2.0000%
Sundaram Financial Services Opportunities Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) 33.46
-0.6800
-2.0000%
Sundaram Financial Services Opportunities Fund Regular Plan - Growth 99.91
-2.0400
-2.0000%
Sundaram Financial Services Opportunities Fund Direct Plan - Growth 113.71
-2.3200
-2.0000%

Review Date: 13-03-2026

Beginning of Analysis

In the Banking and Financial Services Fund category, Sundaram Financial Services Opportunities Fund is the 11th ranked fund. The category has total 14 funds. The 2 star rating shows a poor past performance of the Sundaram Financial Services Opportunities Fund in Banking and Financial Services Fund. The fund has a Jensen Alpha of 2.9% which is higher than the category average of 1.8%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.09 which is higher than the category average of 1.01.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Sundaram Financial Services Opportunities Fund Return Analysis

The Sundaram Financial Services Opportunities Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -9.63%, -7.51 and -0.09 in last one, three and six months respectively. In the same period the category average return was -9.57%, -8.06% and -2.5% respectively.
  • Sundaram Financial Services Opportunities Fund has given a return of 12.92% in last one year. In the same period the Nifty Financial Services TRI return was 9.0%. The fund has given 3.92% more return than the benchmark return.
  • The fund has given a return of 18.62% in last three years and rank 3rd out of fifteen funds in the category. In the same period the Nifty Financial Services TRI return was 13.67%. The fund has given 4.95% more return than the benchmark return.
  • Sundaram Financial Services Opportunities Fund has given a return of 14.37% in last five years and category average returns is 12.77% in same period. The fund ranked 3rd out of twelve funds in the category. In the same period the Nifty Financial Services TRI return was 10.01%. The fund has given 4.36% more return than the benchmark return.
  • The fund has given a return of 16.79% in last ten years and ranked 4th out of eleven funds in the category. In the same period the Nifty Financial Services TRI return was 15.61%. The fund has given 1.18% more return than the benchmark return.
  • The fund has given a SIP return of -4.41% in last one year whereas category average SIP return is -4.47%. The fund one year return rank in the category is 10th in 22 funds
  • The fund has SIP return of 8.89% in last three years and ranks 11th in 15 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (13.88%) in the category in last three years.
  • The fund has SIP return of 13.64% in last five years whereas category average SIP return is 12.41%.

Sundaram Financial Services Opportunities Fund Risk Analysis

  • The fund has a standard deviation of 12.44 and semi deviation of 8.68. The category average standard deviation is 11.85 and semi deviation is 8.03.
  • The fund has a Value at Risk (VaR) of -13.42 and a maximum drawdown of -12.19. The category average VaR is -11.88 and the maximum drawdown is -10.52.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -9.72 -10.60
    -9.66
    		-10.58 | -7.60 12 | 24 Good
    3M Return % -7.80 -8.89
    -8.36
    		-11.37 | -5.94 9 | 24 Good
    6M Return % -0.73 -4.67
    -3.15
    		-8.52 | -0.35 3 | 23 Very Good
    1Y Return % 11.44 9.00
    12.86
    		7.92 | 26.98 16 | 22 Average
    3Y Return % 17.03 13.67
    15.53
    		11.19 | 20.33 3 | 15 Very Good
    5Y Return % 12.77 10.01
    11.46
    		9.16 | 14.40 3 | 12 Very Good
    7Y Return % 14.09 11.92
    11.54
    		9.37 | 14.09 1 | 11 Very Good
    10Y Return % 15.46 15.61
    14.28
    		10.17 | 17.01 4 | 11 Good
    15Y Return % 11.53 13.49
    12.36
    		10.25 | 13.85 4 | 5 Good
    1Y SIP Return % -5.70
    -5.79
    		-12.41 | 4.23 10 | 22 Good
    3Y SIP Return % 7.39
    7.90
    		4.02 | 12.63 11 | 15 Average
    5Y SIP Return % 12.02
    11.08
    		8.13 | 14.25 5 | 12 Good
    7Y SIP Return % 14.16
    12.72
    		10.01 | 15.16 4 | 11 Good
    10Y SIP Return % 13.53
    12.06
    		8.87 | 14.46 3 | 11 Very Good
    15Y SIP Return % 13.28
    13.19
    		11.06 | 14.60 4 | 5 Good
    Standard Deviation 12.44
    11.85
    		10.53 | 12.82 13 | 14 Poor
    Semi Deviation 8.68
    8.03
    		7.13 | 8.68 14 | 14 Poor
    Max Drawdown % -12.19
    -10.52
    		-13.67 | -7.93 13 | 14 Poor
    VaR 1 Y % -13.42
    -11.88
    		-14.44 | -9.39 13 | 14 Poor
    Average Drawdown % -3.07
    -3.38
    		-4.40 | -2.87 3 | 14 Very Good
    Sharpe Ratio 1.09
    1.01
    		0.57 | 1.47 4 | 14 Very Good
    Sterling Ratio 0.90
    0.90
    		0.57 | 1.26 8 | 14 Good
    Sortino Ratio 0.61
    0.58
    		0.32 | 0.89 7 | 14 Good
    Jensen Alpha % 2.90
    1.80
    		-4.11 | 7.36 3 | 14 Very Good
    Treynor Ratio -0.39
    -0.42
    		-0.45 | -0.39 1 | 14 Very Good
    Modigliani Square Measure % 18.75
    17.80
    		12.61 | 23.31 4 | 14 Very Good
    Alpha % 4.87
    2.95
    		-2.23 | 8.00 3 | 14 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -9.63 -10.60 -9.57 -10.51 | -7.49 12 | 24 Good
    3M Return % -7.51 -8.89 -8.06 -11.10 | -5.59 9 | 24 Good
    6M Return % -0.09 -4.67 -2.50 -7.84 | 0.54 3 | 23 Very Good
    1Y Return % 12.92 9.00 14.39 8.78 | 28.99 16 | 22 Average
    3Y Return % 18.62 13.67 16.97 12.68 | 21.93 3 | 15 Very Good
    5Y Return % 14.37 10.01 12.77 10.00 | 15.41 3 | 12 Very Good
    7Y Return % 15.56 11.92 12.76 10.52 | 15.56 1 | 11 Very Good
    10Y Return % 16.79 15.61 15.56 11.56 | 18.33 4 | 11 Good
    1Y SIP Return % -4.41 -4.47 -10.97 | 5.94 10 | 22 Good
    3Y SIP Return % 8.89 9.28 4.86 | 13.88 11 | 15 Average
    5Y SIP Return % 13.64 12.41 8.99 | 15.81 4 | 12 Good
    7Y SIP Return % 15.79 14.01 11.32 | 16.70 3 | 11 Very Good
    10Y SIP Return % 14.99 13.31 10.28 | 15.82 3 | 11 Very Good
    Standard Deviation 12.44 11.85 10.53 | 12.82 13 | 14 Poor
    Semi Deviation 8.68 8.03 7.13 | 8.68 14 | 14 Poor
    Max Drawdown % -12.19 -10.52 -13.67 | -7.93 13 | 14 Poor
    VaR 1 Y % -13.42 -11.88 -14.44 | -9.39 13 | 14 Poor
    Average Drawdown % -3.07 -3.38 -4.40 | -2.87 3 | 14 Very Good
    Sharpe Ratio 1.09 1.01 0.57 | 1.47 4 | 14 Very Good
    Sterling Ratio 0.90 0.90 0.57 | 1.26 8 | 14 Good
    Sortino Ratio 0.61 0.58 0.32 | 0.89 7 | 14 Good
    Jensen Alpha % 2.90 1.80 -4.11 | 7.36 3 | 14 Very Good
    Treynor Ratio -0.39 -0.42 -0.45 | -0.39 1 | 14 Very Good
    Modigliani Square Measure % 18.75 17.80 12.61 | 23.31 4 | 14 Very Good
    Alpha % 4.87 2.95 -2.23 | 8.00 3 | 14 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Financial Services Opportunities Fund NAV Regular Growth Sundaram Financial Services Opportunities Fund NAV Direct Growth
    13-03-2026 99.9092 113.7094
    12-03-2026 101.9498 116.0277
    11-03-2026 102.9438 117.1547
    10-03-2026 104.8819 119.356
    09-03-2026 102.5438 116.691
    06-03-2026 105.1816 119.6798
    05-03-2026 107.1768 121.9456
    04-03-2026 106.3678 121.0207
    02-03-2026 108.5653 123.512
    27-02-2026 110.2476 125.4123
    26-02-2026 112.0925 127.5064
    25-02-2026 111.9729 127.3657
    24-02-2026 111.3642 126.6687
    23-02-2026 112.0347 127.4268
    20-02-2026 111.5601 126.8733
    19-02-2026 111.2562 126.523
    18-02-2026 112.9884 128.4883
    17-02-2026 112.447 127.8679
    16-02-2026 111.7749 127.0991
    13-02-2026 110.6632 125.8214

    Fund Launch Date: 10/May/2008
    Fund Category: Banking and Financial Fund
    Investment Objective: To seek long-term capital appreciation by investingpredominantly in equity and equity related securities of Indiancompanies engaged in the banking and financial servicessector.
    Fund Description: Sectoral/Thematic Financial Services
    Fund Benchmark: Nifty Financial Services Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.